We’re about seven months from the start of the 2015 season, and nearly one year away from the next College Football Playoff championship game.

Anyone who claims they can predict the four teams in next year’s semifinals is either a lunatic, an egomaniac or perhaps T-800 in Terminator 2. (Cue Arnold Schwarzenegger’s voice: AH-LA-BAH-MA … oh-HI-o STAY-te …)

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But other than a few still-in-doubt recruits and a few potential quarterback transfers, we have a great general idea of the personnel of all the top contenders for 2015.

Besides, which is more enjoyable?

Option A: We won’t know about injuries, how soon recruits develop, emerging stars, who wins certain starting jobs and more. And that’s just before the season. How can we hold a realistic conversation about the CFP teams until at least November?

Option B: We’ve got an entire spring and summer to get through, and in most places, it’s still winter. What’s the harm in a little fun discussion?

If you chose B, feel free to continue reading, and add your own comments.

1. TCU: The offense returns 10 of 11 starters, including early Heisman frontrunner and QB Trevone Boykin. This team could again score more than 45 points per game. It’s hard to imagine a Gary Patterson defense unable to win with that sort of production. Baylor and some of the other Big 12 teams are difficult and formidable road blocks, but the Horned Frogs shouldn’t have any problem with motivation. No way the Big 12 misses the College Football Playoff in consecutive seasons, right?

2. Georgia: The SEC West remains oh so difficult to predict. Alabama likely will be the frontrunner again, at least preseason, but the Tide no longer have a sizable advantage on defense and can’t just cruise through nine or 10 regular-season games. The SEC East should get beastly in 2016, and may even emerge as the better division. Criticize Mark Richt all you want, the Bulldogs are one of the most consistent teams in the country and always seem in the thick of the East race. All the attention is on the offensive side with the running game, but this is the year that defensive coordinator Jeremy Pruitt starts to reach his potential.

3. UCLA: The Bruins were a darkhorse pick last season, but Brett Hundley clouded a lot of the preseason judgement. Despite having to replace him at quarterback, the Bruins look even better equipped to take down the Pac-12 this fall, as a groundswell of young talent is ready to take center stage (i.e. Myles Jack). Oregon will remain tough, but the Ducks lose several key offensive linemen and their top defensive back in addition to Marcus Mariota. The Pac-12 South is tough — tough enough to boost UCLA’s national profile — but there’s no single scary team.

4. Michigan State: It’s hard to differentiate between Ohio State and Michigan State the last two seasons. In a down year, the Spartans lost at Oregon and to the Buckeyes, then beat Baylor to finish 11-2. There’s no shame in dropping competitive games to the two teams in the national championship game. QB Connor Cook is a potential first-round pick and Heisman contender and the defense should be a little better than it was in 2014, recovering from massive personnel losses. Michigan State avenges both its ’14 losses and wins the Big Ten.

Semifinals: TCU over Michigan State; Georgia over UCLA
Finals: TCU over Georgia