Florida State and Ole Miss are now out of contention for the college football playoffs and LSU, Michigan State, and even Memphis took a step back. Unlike the Rebels, the other teams are still ranked in the Associated Press Top 25 poll this week, while teams like Oklahoma State, Houston and Navy stepped up.

Here are the five most overrated and underrated Top 25 teams:


  1. No. 2 Ohio State (9-0). The Buckeyes still have not played a quality opponent and only beat Minnesota by two touchdowns last week. It doesn’t help that Michigan State fell to Nebraska last week either.
  2. No. 6 Notre Dame (8-1). The two-point loss to Clemson looks better since the Tigers have clinched its division in the ACC. Other than that, however, their best win is over Navy, which could play its way into a New Year’s Bowl.
  3. No. 8 Iowa (9-0). Much like Ohio State, the Hawkeyes’ schedule in the Big Ten is tissue-paper soft. The signature win would have to be a 30-point thrashing of then-No. 20 Northwestern. At least Iowa will have to play in the conference title game, probably against Ohio State.
  4. No. 13 TCU (8-1). The Horned Frogs not only lost to Oklahoma State, they looked bad doing it. To add to the misery,  injuries are starting to pile up and Baylor is still on the schedule.
  5. No. 19 Florida State (7-2). The Seminoles only seem to belong here because of two bad fourth quarters. Florida State did not put away an average-at-best Georgia Tech team and lost on the last play of the game. Saturday, the Noles saw Clemson roar back late to eliminate FSU from the playoff conversation.


  1. No. 3 Alabama (8-1). True, the Crimson Tide is ranked third, but they should at least be ahead of Ohio State. The lone loss came to Ole Miss and if a fluke Rebel touchdown is taken away, Bama is undefeated. Saturday, Alabama made Leonard Fournette look mortal and LSU look terrible.
  2. No. 5 Oklahoma State (9-0). The Cowboys showed the nation there is some defense played in the Big 12. OSU slowed down the hot Texas Christian offense and remained undefeated. A meeting with No. 4 Baylor might be a playoff game in its own right.
  3. No. 16 Houston (9-0). All the Cougars do is keep winning. And they do it impressively. Houston has been pretty much dismissed since the Andre Ware/David Klingler days, but this team is capable of competing with any team in the country.
  4. No. 17 North Carolina (8-1). Where did these guys come from all of a sudden? After the season-opening loss to South Carolina, the Tar Heels have made fans think about more than hoops in Chapel Hill. Last week, Duke was the victim of the Heels and this week Miami is on the schedule. Clemson might have a pretty good challenge in the ACC championship.
  5. No. 22 Navy (7-1). Navy has two things going for it – a triple option offense not many defenses see, and a quarterback who knows how to run it. Keenan Reynolds has run for nearly 900 yards and scored more rushing touchdowns than any other quarterback in FBS history. In addition, Navy knocked off undefeated Memphis Saturday. Circle Nov. 27 on the calendar. That’s the day the Midshipmen visit Houston.