Report: Tua Tagovailoa does not have insurance to cover drop in NFL Draft
If Tua Tagovailoa’s NFL draft stock takes a hit because of his hip injury, then the Alabama quarterback could have some potential financial losses, too.
According to Darren Rovell of The Action Network, Tagovailoa does not have a loss-of-value policy in the insurance provided to him by Alabama. That insurance didn’t prevent Tagovailoa from getting a policy on his own, but that didn’t happen, either.
Because Tagovailoa doesn’t have a loss-of-value policy, he could lose around $10 million if he falls from the first few picks of the 2020 NFL draft down into the mid-first round, per Rovell.
But with the coverage that Tagovailoa has, he would collect money if an injury prevented him from playing again, thanks to Alabama’s permanent total disability insurance.
Of course, Tagovailoa doesn’t have to enter the 2020 draft. He still has another year of eligibility for the Crimson Tide.
If Tagovailoa does enter the NFL, it will be interesting to see the effect that his season-ending hip surgery has on his stock. It’s possible that other quarterbacks, such as LSU’s Joe Burrow or Oregon’s Justin Herbert, could be viewed as safer picks due to their health.
Either way, as long as Tagovailoa bounces back from this injury, he should still have a successful career.