Paul Finebaum has loved what he has seen from Tennessee so far this season. He discussed Tennessee’s outlook for the remainder of the year Monday on McElroy and Cubelic in the morning.

The Vols are 4-0 with wins over Oklahoma and NC State, recently downing the Sooners 25-15 in their SEC opener in Norman. But while Tennessee has been a dominant force on offense under Heupel, this year’s iteration has leaned on its defensive prowess.

Finebaum thinks this jump on defense has landed the Vols squarely in the conversation for a national title, and “clearly” in the 12-team field for the College Football Playoff.

“They’ve gone from what I thought was a fringe team, maybe 9-3 with an upset 10-2, but they would need a big upset,” Finebaum said on Monday. “Now in my mind they’re clearly in the Playoff, and we’re not talking about a one-shot deal. This is a team that can play in January, that means they’re a national championship contender.”

“What strikes me even more in the 2 biggest games they’ve had so far… they’ve made mistakes offensively,” he continued. “Fumbles, bad decisions, but they’ve survived them because of the defense. I’ll spare the audience the cliches, but a defense like this can carry you a long ways, especially if you’ve got skill position players on offense, which they do. If they can start to eliminate mistakes, this is going to be a difficult team to beat.”

Those mistakes he’s referring to are penalties first and foremost. The Vols totaled 10 penalty flags against Oklahoma compared to the Sooners’ 3. A good chunk of those penalties came on special teams.

As for Finebaum’s point about the offense, it’s a tough situation. Tennessee was missing its 2 top tackles against the Sooners, and QB Nico Iamaleava was strip sacked twice early against a strong Oklahoma defensive line. Considering the experience level in pass protection, the Vols played very conservative on offense against Oklahoma – especially in the 2nd half with a 3-possession lead.

The Vols are back in action against Arkansas on Oct. 5 after a bye week.